Financial help for families in need #
Financial difficulty can happen to anyone, at any time. This can be anything from job loss to unexpected expenses. Struggling to make ends meet can be stressful and overwhelming. This has become a much bigger issue in the UK since the cost of living crisis began. Many Brits are now struggling with money, and it’s important to know the resources you can use. Luckily, there are lots of ways to seek financial help for you and your family.
Government Benefits #
The UK government offers benefits to help if you are experiencing financial hardship. These benefits include:
- Universal Credit: a monthly payment to help with living costs, such as rent, food, and bills.
- Housing Benefit: a payment to help with housing costs, such as rent.
- Council Tax Reduction: a reduction in council tax for those on low incomes.
- Jobseeker’s Allowance: a payment for those who are unemployed and looking for work.
To apply for these benefits, visit the UK government’s website or contact your local council. This money is designed to help those who are struggling, so never hesitate to reach out if you are eligible!
To find out if you are also eligible for any government energy grants, which could help you save money, use our energy grant checker.
Charities and Non-Profit Organisations #
There are many UK charities and non-profit organisations that offer financial help. These organisations can provide help with food, clothing, housing, and utility bills. Some examples of these organisations include:
- The Trussell Trust: provides emergency food parcels to individuals and families in crisis.
- Turn2us: offers financial support and advice to those struggling with poverty.
- Shelter: provides housing and legal advice to those facing homelessness.
- Surviving Economic Abuse: provides grants, benefits and financial help.
You can also find a list of charities and non-profit organisations in your area. Simply search online or contact your local council. These organisations are great for practical resources during your time of need. They can also help you with what to do next.
Debt Advice Services #
If you are struggling with debt, there are services to provide support and advice. These can help you manage your debts, negotiate with creditors, and develop a plan to get back on track. Some examples of debt advice services include:
- StepChange Debt Charity: provides free, confidential debt advice and solutions.
- National Debtline: offers free, confidential advice on dealing with debt.
- Citizens Advice: provides advice on lots of issues, including debt and financial difficulty.
These services are designed just to help with debt. We recommend taking advantage of the help that is out there!
Conclusion #
Support for financial difficulty is available. If you are experiencing financial difficulties it can be a challenging and stressful experience. But it doesn’t have to be. There are lots of resources available to help you get through it. The UK government offers benefits to those in need, and this can give you extra income.
Charities and non-profit organisations also provide food, clothing, housing, and utility bill help. Debt advice services can also help manage debts and develop a plan to get back on track financially. If you are experiencing financial hardship, don’t hesitate to seek help. Remember, you are not alone, and there are people and organisations ready to support you.
